Smart, Safe Strategies to Build & Protect Your Wealth
Helping professionals, families, and seniors approaching or in retirement grow tax-advantaged wealth and protect retirement income using IUL and fixed indexed annuity strategies.
Whether you’re looking for simple life insurance coverage or advanced tax-advantaged strategies, this page will help you understand your options.
Indexed Universal Life (IUL)
Build Tax-Advantaged Wealth Safely
Discover a long-term strategy that protects your money from market losses while offering tax-advantaged cash value growth and future retirement income options.
Fixed Indexed Annuities (FIA)
Guaranteed Income & Market Downside Protection
Annuities designed to protect your principal, provide predictable retirement income, and grow with index-linked interest — without risking loss due to market downturns.
Looking for traditional life insurance coverage instead? Scroll down to explore additional protection options.
Why Clients trust Tara Life & Annuity Solutions
🔒 Market Protection
Your money is shielded from market downturns while
still positioned for long-term stable growth.
📈 Tax-Free Growth Potential
Indexed strategies allow your value to compound
without annual taxation, improving long-term results
🤝 Lifetime Flexibility
Adjust contributions and benefits over time as your
income, goals, and retirement needs evolve.
✔ Comprehensive Coverage Access.
From simple term coverage to advanced retirement strategies, clients receive guidance aligned with their goals, not pressure or one-size-fits-all solutions.
What’s the Next Best Step for You?
Find Out Which Strategy Fits Your Goals Best
Answer a few quick questions or schedule a call, and I’ll help you compare IUL and annuity options based on your income, timeline, and risk comfort.
No pressure. No sales scripts. Just clear options and straight answers.
Additional Life Insurance & Protection Options
In addition to indexed strategies and annuities, we also help clients secure foundational life insurance coverage when appropriate.
Term Life Insurance
Income replacement and temporary protection during key earning years.
Whole Life Insurance
Permanent coverage designed for stability and long-term planning needs.
Mortgage Protection
Coverage structured to help protect housing obligations.
Final Expense Planning
Simplified coverage to help families manage end-of-life costs.
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Life Insurance & Annuity Planning for Seniors
As retirement approaches or begins, financial priorities naturally shift from accumulation to protection, income stability, and legacy planning. Life insurance and annuity strategies for seniors are often used to help address these goals in a coordinated, conservative way.
Depending on age, health, and financial objectives, certain solutions may help support predictable income, tax-aware planning, or beneficiary considerations. These strategies are not one-size-fits-all and are evaluated based on suitability, timing, and long-term intent.
My role is to provide education and comparison across multiple carriers, helping seniors and pre-retirees understand how life insurance and annuities may fit into a broader retirement plan when appropriate.
To explore options designed around predictable retirement income, visit our Retirement Income Annuities page.
Retirement Income Coordination
Fixed indexed annuities are sometimes used to help create predictable income streams alongside Social Security or pension benefits.
Legacy & Beneficiary Considerations
Certain life insurance strategies may support estate transfer or beneficiary planning when structured appropriately.
Tax-Aware Planning
Some strategies are evaluated for their potential tax treatment, depending on individual circumstances and current regulations.
Tara Life Annuity Solutions
Licensed National Insurance Broker — Rosine Scott (NPN 20975908)
Tara Life Annuity Solutions — Licensed National Insurance Broker
Rosine Scott • National Producer Number (NPN): 20975908
This site is for informational and educational purposes only.
Insurance product availability, features, and pricing vary by state and carrier.
All guarantees are backed by the financial strength and claims-paying ability of the issuing insurer.
Quotes are estimates and not a guarantee of coverage or premium.
Final eligibility and underwriting decisions are made by the carrier you apply with.
Coverage begins only after approval and receipt of first premium.
This site does not provide legal, tax, or investment advice.
Please consult an attorney, tax professional, or financial advisor regarding your personal situation.
© 2025 Tara Life Annuity Solutions. All rights reserved.
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Tara Life & Annuity Solutions
Licensed National Life Insurance Broker
Tax-Free Retirement & Annuity Specialist
License No. 20975908
Contact
Phone: 615-423-3579
Email: team@taralifeannuitysolutions.com
Serving Clients In:
TN, KY, MI, AZ, WA, CO
Service Areas / Licensing
States Served:
TN • KY • MI • AZ • WA • CO
NPN: 20975908
Licensed Independent Broker
Tax-Free Retirement & Safe-Growth Solutions
Tara Life Annuity Solutions is a licensed independent insurance brokerage. Insurance products and features vary by carrier and state availability. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. This website is for informational and educational purposes only and does not constitute tax, legal, or investment advice. Tax treatment depends on individual circumstances and current tax laws, which are subject to change. Policy approval is subject to underwriting.