PREMIER TAX-FREE RETIREMENT STRATEGIES
Build Wealth Safely With Strategic IUL & Annuity Planning
Safe, predictable growth and tax-free retirement income using advanced Index Universal Life (IUL) and Annuity-based strategies for professionals, business owners, high-income earners, and pre-retirees across Tennessee and Nationwide.
Licensed National Insurance Broker • Tax-Free Retirement & Safe-Growth Strategist
Our Core Planning Strategies
Ready to Build Safe, Tax-Free , Predictable Retirement Growth ?
See if your financial situation qualifies for advanced IUL or Annuity-based retirement strategies.
How Tax-Free Retirement Income Potential Works
A simple, safe approach to growing wealth with market protection and long-term tax advantages..
Designed to Help Protect Your Money
Your funds are shielded from market losses
while still positioned for tax-advantaged,
steady growth.
Grow With Stability
Build long-term wealth with steady,
tax-advantaged accumulation —
without relying on high-risk,
market-dependent returns.
Keep More of What You Earn
Maximize tax efficiency with strategies
that help you protect income and reduce
unnecessary taxes — so more of your
wealth stays with you..
Why Clients Trust Tara Life Annuity Solutions
A modern, transparent approach to safe wealth growth, built on education, integrity, and personalized strategy.
Licensed National Broker & Client-First Guidance
As an independent licensed broker, I review options
from multiple top-rated carriers to help you secure
safe, competitive IUL and annuity strategies
aligned with your goals.
Safe, Tax-Advantaged Growth Strategies
Your plan is designed to protect your principal from market losses while using proven indexed and tax-favored strategies to grow and distribute your wealth efficiently.
White-Glove, Ongoing Client Support
You’re not handed a policy and left on your own. I guide you through every step – education, implementation, annual reviews, and adjustments as your life and goals evolve.
Ready to see if these strategies fit your goals?
Answer a few quick questions and get a personalized, no-pressure review.
IUL & Annuity Strategies Designed Around You
We help you grow and protect wealth using tax-advantaged life insurance and annuity solutions aligned with your income, risk comfort, and retirement goals.
Index Universal Life (IUL) Strategies
Tax-advantaged cash value growth.
Market downside protection.
Supplemental retirement income potential.
Legacy planning for your loved ones.
Ideal for: high earners, professionals, and business owners who want tax-advantaged growth outside of traditional 401(k)/IRA options.
Annuity Solutions for Lifetime Income
Protected income you can’t outlive.
Options for market-linked growth without direct market loss.
Custom structures for rollover or lump-sum assets.
Designed to complement Social Security and other income.
Ideal for: pre-retirees and retirees with $150,000+ in assets who want predictable, protected income.
Why Thousands Trust Strategic IUL & Annuity Planning
A balanced approach to building tax-free retirement income with stability, protection, and long-term growth advantages.
Market Protection
Your savings avoid major market downturns so you never lose principal — even during recessions or volatility.
Stable, Predictable Growth
our money grows with steady, index-linked gains and long-term compounding without market risk.
Tax-Free Retirement Income
Build a safer retirement strategy with tax-free income potential and lifetime flexibility
Why High-Income Earners Choose Strategic IUL Planning
Why High-Income Earners Choose Strategic IUL Planning.
Your Money is Protected From Market Losses
Unlike traditional investments, your IUL never loses value during market downturns. You keep 100% of your principal safe — even in recessions.
Grow Wealth You Can Access Tax-Free
Strategic IULs allow you to build and access income tax-free through structured policy loans, putting more money back into your retirement pocket.
Growth Linked to Market Indexes — Without Risk
You participate in market upside (up to a cap) but never lose money when the market drops. Your gains lock-in each year, compounding safely.
Access Funds For Illness, Injury, or Emergencies
Modern IULs include living benefit riders allowing you to accelerate benefits for chronic, critical, or terminal illness — while still protecting your retirement.
Who We Help (Real Scenarios & Real Results)
Whether you’re building wealth, protecting retirement savings, or optimizing taxes, these are the most common client situations we help solve every day.
High-Income Professional ($150k–$450k+)
High earners use IULs to create long-term tax-free retirement income potential, reduce tax pressure, and build multi-generational wealth that grows safely without market loss.
Pre-Retirees Locking In Lifetime Income
Clients age 45–60 use annuities to secure Guaranteed Lifetime Income Options,
protect their 401(k)/IRA from market drops, and eliminate sequence-of-returns risk before retirement.
Ready to Build a Safer, Tax-Advantaged Financial Future?
Get a personalized strategy designed around your income, goals, and retirement timeline — with zero pressure and total transparency.
No pressure. No obligations. Just clear, personalized guidance.
Tara Life Annuity Solutions — Licensed National Insurance Broker
Rosine Scott • National Producer Number (NPN): 20975908
This site is for informational and educational purposes only.
Insurance product availability, features, and pricing vary by state and carrier.
All guarantees are backed by the financial strength and claims-paying ability of the issuing insurer.
Quotes are estimates and not a guarantee of coverage or premium.
Final eligibility and underwriting decisions are made by the carrier you apply with.
Coverage begins only after approval and receipt of first premium.
This site does not provide legal, tax, or investment advice.
Please consult an attorney, tax professional, or financial advisor regarding your personal situation.
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Tara Life & Annuity Solutions
Licensed National Life Insurance Broker
Tax-Free Retirement & Annuity Specialist
License No. 20975908
Contact
Phone: 615-423-3579
Email: team@taralifeannuitysolutions.com
Serving Clients In:
TN, KY, MI, AZ, WA, CO
Service Areas / Licensing
States Served:
TN • KY • MI • AZ • WA • CO
NPN: 20975908
Licensed Independent Broker
Tax-Free Retirement & Safe-Growth Solutions
Tara Life Annuity Solutions is a licensed independent insurance brokerage. Insurance products and features vary by carrier and state availability. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. This website is for informational and educational purposes only and does not constitute tax, legal, or investment advice. Tax treatment depends on individual circumstances and current tax laws, which are subject to change. Policy approval is subject to underwriting.